FUEL SAVING TIPS

Archive for September, 2008

Car Insurance

by Steven A. Smaldery

Car insurance is one of those things that you pay but don?t think much about, unless you need it. Nevertheless, do most people know what they bought or whether they got the best price? Absolutely not! You can protect yourself from fast talking agents if you know a little about car insurance and what to look for in a policy.

The minimum coverage required by the states varies, and so do some wording in the no-fault insurance states but the concepts are the same everywhere.

The most important part of your car insurance policy is the first section, which covers your automobile itself. This part includes two subsection; collision and comprehensive coverage. Collision is meant to cover those situations where a tree “jumps right in front of you” while driving and those unfortunate incidents when another driver thoughtlessly places their car in the path of yours. Comprehensive covers a lot of things: hail damage, theft and so on.

The second part of your policy covers liability - the damage done to another car when you are at fault in an accident. This coverage is shown in numeric terms, such as 25/50/10 (this means that your insurance company will cover up to 25,000/person and 50,000/accident - the 10 means your insurance company will cover 10,000 in property damage/accident.)

Medical coverage protects everyone involved in an accident, regardless of who was at fault in the accident - this part of your policy even covers you if you are hit while walking! Medical coverage will cover you of you don’t have health insurance and will also cover the costs which your health insurance does not cover.

There will also generally be coverage in your policy to account for uninsured and underinsured drivers, which covers you if someone with no (or inadequate) coverage hits your car. This part of the policy also covers hit and runs, Towing coverage can also be added to your policy if you opt for liability as well as comprehensive and collision coverage for a low fee.

Keeping a few simple rules in mind can save you a lot of money on car insurance:

1. When it is time to renew your policy, get a variety of quotes and compare the prices. You can do a comparison of rates on many websites - however, look for quotes on insurance with the same coverage as you have now.

2. See if your home insurance company offers a discount for buying your car insurance from them as well.

3. Ask if there are any available discounts. You may be able to get discounts if you are a young or higher risk driver, such as a young person or student. These discounts may be dependent on keeping up good grades or taking driving courses.

4. Make sure that you really need to cover your car. If you don’t have a loan on the car, you might find it cheaper to just let the comprehensive and collision part of your policy go. Compare the payments you will receive if the car gets totaled against the Kelly blue book value - If this amount is less than two years of your monthly premium, you may want to drop this coverage and use the savings for a newer vehicle. However, don’t be cheap when it comes to liability coverage; it is well worth the cost.

5.Consider getting a beater. These older cars are great for commuting to work and other short trips. Carry only liability insurance for this car and save your good car for special purposes. Carry full coverage on the good car and save wear and tear.

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Posted by Steven Clayton on September 27th, 2008 No Comments

BMW Cars: The Silver Seraph

by Fabian Toulouse

BMW, though not the oldest car manufacturer, has been doing business since 1916. With its long history, BMW cars, both new and used, are still highly sought-after because of their quality and durability. The company has not been without its struggles, as both World War I and II almost saw the company lost to Diamler Benz. The creators of BMW were Karl Rapp and Gustav Otto, though Max Friz and Camillo Castiglioni also had a huge input regarding the company’s formation.

There are many prized BMW vehicles for sale through its history, but perhaps the most notable vehicle was the Silver Seraph. The Silver Seraph was imagined as a joint venture between Rolls Royce and BMW. The prized vehicle essentially had the body of Rolls Royce, but the engine of a BMW. The Silver Seraph first hit the market in 1998 and production lasted until 2002. The Silver Seraph was shown in the Geneva Motor Show as a replacement for the 1997 Silver Spur.

The Rolls Royce factory, formerly in Crewe, England, finished its historic manufacturing run with the Silver Seraph in 2002, though it is currently producing the Bentley line of vehicle. When Rolls Royce was on the brink of financial ruin, BMW and Volkswagen vied for the rights to the company. After a fierce bidding war, Volkswagen won the company, buying the rights to the Spirit of Ecstasy line and the grill shape, but they offered the Rolls Royce name and trademark to BMW. Hence, the BMW and Rolls Royce venture started with the Silver Seraph.

Volkswagen was allowed to use the Rolls Royce “RR” logo on their cars until 2003. After, 2003, BMW moved to secure this trademark and brand their line of Seraph and Arnage cars. Volkswagen was then forced to emphasize their line of Bentleys over the Rolls Royce. For collectors and aficionados, this return of the logo to the Seraph especially was well received.

The Silver Seraph has a 5.4 litre, V12 engine, with a 5 speed automatic transmission. It was the first Rolls Royce since 1939 to feature a 12 cylinder block. The 1939 12 cylinder model was the Phantom III. The Silver Seraph and Bentley’s Arnage enjoy similarly crafted interiors and amenities. In fact, they both used Connolly Leather for the seats and dashboard. The Silver Seraph production assembled only 1,570 cars during the 4 year period, making it one of the most sought after BMW cars for sale.

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Posted by Fabian Toulouse on September 26th, 2008 No Comments

The Porsche Elefant

by Fabian Toulouse

The reputation of the Porsche has come a long way since 1931. During the Second World War, Porsche lost the bid on the contract to build the massive Elefant tank. Though he lost the bid, his firm was contacted to help design the super tank. The Elefant was perhaps the best designed and most massive tank of the war. The chasses were taken from the Porsche 90 Tiger 1 tanks that were already in production.

The tanks suspension used double bogies and longitudinal torsion bars. Porsche designed the engines to be placed in the middle of the body instead of in the rear in order to make room for the new armament that was then placed in the rear of the tank. These engines used electric generators that powered other electric motors which where coupled to the sprockets. The Elefant tanks were redesigned with a longer barrel, giving it a powerful muzzle velocity, but the barrel had to be fixed in place because of its size.

Porsche AG chasses were later created for the Ferdinand series tanks that used 300 horse powered engines, and 100 mm of extra armor plate, which added five more tons of weight to each tank. The Ferdinand/Elefant may have been the most successful tank during the war due to its greater protection ratio, and its superior firepower. These facets gave the tank noted advantages over other tanks, though its weight and the general lack of replacement parts would not allow the Germans to field a substantial force of them.

And after the war Porsche continued to use the technology used in the creation of the Elefant tanks to begin building a line of reliable automobiles. These standards are still used today in the production of all their vehicles. Porsche is now the world’s preeminent automaker. Since Ferdinand Porsche designed the Volkswagen Beetle first the two companies always retained a very close relationship with each other but eventually merged into one company in 1969.

The quality of the Porsche auto line series is so esteemed that many people all over the world want one. Many race car drivers will only drive a Porsche during a racing event. And the Porsche line just keeps getting better and better. Their resale value only goes higher instead of lower, as with many autos on the road today. It is no wonder so many Chicago used car dealers try to go all out to keep them in stock on the car lots.

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Posted by Fabian Toulouse on September 26th, 2008 No Comments

Summer Road Trip Songs

by Amy Nutt

There’s nothing like a great soundtrack for your road trip to really make the miles fly by. Rather than just bringing a collection of your favorite CDs, why not look into making your own mixed disc with all the favorite songs of everyone who will be going along on the trip.

With the right tunes, you can really enjoy even the longest of road trips. Just think back to all the movies you’ve seen where they play upbeat music as the characters speed across the countryside. We all want to be like that, so, while you can’t montage your trip into a two minute scene, you can certainly spice it up with some good music.

Choosing Summer Road Trip Songs

Your songs don’t have to actually involve road trips, but it sure lends a fun air if they talk about traveling and cars, which is why most of the tunes on the majority of song lists are all about being on the move. This just seems appropriate for a car full of people whizzing down the highway and they are also usually songs that you already know and can sing along to.

Look for songs that are upbeat and will keep you bobbing your head and tapping the steering wheel . . . the last thing you want is to fall asleep to some slow ballad that doesn’t inspire anyone in the car to sing. Songs that are easy to sing along to are an excellent way to draw fellow passengers out of their stupor and get them bouncing around and air-strumming to the music.

When you do find those songs for a road trip, it’s a good idea to put a lot onto your disk or MP3 player. This is because a long trip will quickly exhaust your options. You don’t want to be listening to the same ten songs over and over again every hour! So consider putting at least 50-100 songs together for your road trip compilation. This will give you a good 4-8 hours of music and you won’t have to get bored of any particular song, unless, of course, you want to and hit repeat over and over.

If you are having troubles finding enough songs for the compilation, recruit your passengers. Get them to each chip in 10 or 20 songs that they enjoy and you can all be introduced to some new tunes while also enjoying your own favorites. Mix the song order up a bit so you won’t have each person’s favorites all in a row . . . this way it will be more interesting for everyone and if there is something you don’t really like, it’s only one song long.

While you will most certainly have your own favorite music, there are a few timeless pieces that simply must be included on every summer road trip song list. Here they are:

Top Road Trip Songs

- Hotel California, The Eagles - Ramblin’ Man, The Allman Brothers - Highway Star, Deep Purple - California Dreaming, Beach Boys - Life is a Highway, Tom Cochrane - Truckin’, Grateful Dead - Light My Fire, The Doors - Roadhouse Blues, The Doors - American Woman, Guess Who - One Headlight, The Wallflowers

This list could go on for days, as you can well imagine, but these are some of the best songs out there for listening on the road. They are great to sing along to, they boost morale and get everyone bopping in the car, all ingredients for a great summer road trip song list.

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Posted by Amy Nutt on September 26th, 2008 No Comments

The Simplex: An Unusual Used Mercedes Car

by Fabian Toulouse

From the Mercedes Simplex to the E Series, Mercedes vehicles are, and have always been, beloved vehicles. Mercedes has been known for their cars since 1871, when the company was founded in Stuttgart, Germany. The company crafted its first vehicle in 1886, and in 1901 the first Mercedes was released for public consumption.

The Mercedes Simplex, the third vehicle they ever created, was first assembled in 1902 and again in 1909 by Daimler Motoren Gesellschaft. Wilhelm Maybach was the designer of the Mercedes Simplex, which offered more engine performance and more stability than previous vehicles. The Mercedes 35hp, that was created the year before the Mercedes Simplex, broke with several standards of automobiles of their time. To keep up with the tradition, Maybach and Daimler knew they needed the Simplex to be even more of what consumers were considering a “standard” car. They decided to added comfort by means of simplicity, hence the name “Simplex.”

As you can imagine, cars like the Simplex are highly sought after because of rarity. With the 1902 model improving the horse power of the engine, the Mercedes Simplex had to prove its worth on the race track. The first race track to see the Simplex in action was at Nice, France. That same year, in the United States, the Simplex raced in Detroit offering another win. William Vanderbilt Jr. was a high-profile fan of the Simplex, boosting the profile of Mercedes in the United States.

In 1903, the Mercedes Simplex gained another admirer in Kaiser Wilhelm II. He expressed such admiration for the car in stating that it was a truly magnificent engine, but not as simple as its name implies. Currently, antique vehicles like the Mercedes Simplex can only be seen at the Mercedes Benz Museum in Stuttgart. They still have 13 original Simplex units on display. These vehicles are still considered some of the best cars ever made.

Whether you are interested in new, antique, or used Mercedes cars performance and dedication to luxury are marked factors. The modern line of Mercedes vehicles includes SUV’s, trucks, and compacts. They recently began offering Smart cars for city driving. The reputation of Mercedes Benz will continue to be on the top of the quality car list for performance, endurance, and comfort for quality vehicles.

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Posted by Fabian Toulouse on September 26th, 2008 No Comments

Show off a little bling in the BMW Z4!

by Richard McCombe

If you are the type of person who loves sporty but wants to look sophisticated when tooling around in your sports car, the best choice has to be the BMW Z4.

The BMW Z4 is nothing shy of a trendy little sports rocket! With more bling and good looks than any other car in its class, the Z4 has all of the good looks and a charming personality to boot!

Small and sleek, this land shark may be small in size but it has big personality. The Z4 demands a second glance when it revs up the engine at the stop light. Expect gawkers to be all over the Z4 no matter where you take it, the beach, the freeway or even the parking garage. This sassy little vehicle practically screams fun!

All about looks, the Z4 roadster comes equipped with its trademark flame surfaced design which is prevalent on the sides of the car. The back has a contoured flat design that keeps it up to pace with other classy sports cars that are comparable to this BMW. Designed with just one to two passengers in mind, the Z4 is perfect for the single person who pours their life into their vehicle.

Bred for sexiness, the Z4 interior has everything the driver needs right at their fingertips, this is kept up to par in classic BMW style. Your choice of leather interior seats and GPS capabilities await you in the Z4.

The hardest thing you will have to worry about with the Z4 is whether to get a coupe or a roadster. If you are looking to let your hair unfurl a bit the convertible roadster will bring all the bling and style straight to you! If you like to remain professional yet still a little less conservative when you don’t have to be, give the coupe a spin and see where the road takes you.

With its charming good looks and stellar personality the BMW Z4 is a take charge kind of car. It’s all about high class with just a touch of bling, exactly like the driver behind its wheel.

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Posted by Richard McCombe on September 26th, 2008 No Comments

Save the environment and your pocketbook with the Audi A2

by Richard McCombe

Looking for a premium sub compact car that will use less gas and help the environment too? Look no further than the Audi A2.

Although not a traditional hybrid per say, the A2 gets such good gas mileage in comparison to others in its class that it helps limit emissions into the environment, therefore leading the way to a green style of living that so many are looking to implement in this day and age.

When it comes to looks, the Audi A2 steels the stage with its adorable concept style design that so many people are looking for. Although small in stature, the A2 dies not lack in personality. This little Audi can whip in out of parking spaces while wearing a cheerful smile all the while. Maybe not every mans version of a chick magnet, but if you are looking for an eco green lover, she will be all over you and this vehicle.

The Audi A2 is classified as a supermini, meaning it is for the most part super small, especially in its class. There are many advantages to driving a supermini, the first one is obviously the gas mileage, on average the A2 gets around 45 miles to the gallon but on freeway driving it can max out in the low 60’s for gas used per gallon.

The Audi A2 goes doesn’t take the term supermini lightly, it’s still great on gas and that’s its main selling point, but the A2 isn’t miniscule. The A2 can comfortably seat four with little problem. This car comes standard with a hatchback, so storage space is minimal but the design and emissions limitations make this an eco friendly environmentalist’s dream car.

The Audi A2 strives to give consumers what they would expect from such a name in the automotive industry. With the environmental movement taking center stage in lifestyles across the country, living green is becoming a mainstay for most people. Choosing a vehicle that can limit the waste being dumped into the air as well as keeping more oil in the ground is a one of the pluses that Audi has created in the A2.

Save your pocket book with the price tag of the A2 as well with all of the gas you are going to be saving through the life of the vehicle. The Audi A2 is the perfect eco friendly car for the green blood running though your veins.

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Posted by Richard McCombe on September 25th, 2008 No Comments

Massachusetts Banruptcy Laws For Automobile Loans

by Thulas Sukati

Although some people have enough money to buy a car from savings, the vast majority of us will have to arrange some form of finance like an auto loan if we want a nice new car. Most people are unaware but a car loan is a secured loan on the car being purchased,as each payment is made, the amount owed reduces so there is less at risk if something untoward happens. The next part is easy if you know how much you will have available to spend because it is just a matter of looking online for a car within your budget.

Many sites allow you to determine exactly what you are looking for and they will only provide you with cars that match that criterion. You can also look for a more up-market car than you would ordinarily be able to buy if you are happy to settle for a used version perhaps only a few years old. Despite the ease with auto loans can be obtained, they can be refused if the applicant has a bad credit record so check to make sure there aren’t any problems first.

After reviewing it find out if there is anything that needs to be fixed as a bad credit or any error may affect your rate and you may have to pay more interest. The finance system is set at a credit score rating of 550 and anyone over that should not have a problem with the loan but if you find yours is lower then you will need to have this corrected if at all possible before the application is forwarded. There are many resources through which you can get auto loans like dealers, credit union, bank, or online lender and it is better to shop around first before you take your loan.

You should be aware of how much the total finance deal is going to cost before you commit to any particular finance arrangement. People thinking about this type of finance should be careful of the low down payment option that the finance company might suggest as this will merely increase the overall cost of the loan. Although you do not require protection insurance to arrange finance, the lenders will usually reward you with slightly lower premiums if you do,lenders worry that if something happens to you they may not get their money back so if you are insured already it is better that you know all the details.

If you are getting additional rebates in exchange for you financing through the car dealer, then you should take their car financing deal,once you receive the rebate and finance you can refinance your car online to get a lower rate. It is quite normal for lenders to make charges when a loan is arranged but neither E-Loans nor Capital One Auto Finance make any charge and these are both available online. Some dealers will even match the quotes with those that are supplied by online lenders so you may be able to negotiate with the car dealer directly.

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Posted by Thulas Sukati on September 25th, 2008 No Comments

The Secret Of Motorcycle Pinstriping

by Steve Murray

People who want to create their own custom bikes through pinstriping they can add a unique touch to it. When it comes to pinstriping you don’t need any special skills, as their templates and stencil tape that can be used to make the task easier. However, should you find that you have problems applying your pinstripes or can’t get the look you want then motorcycle pinstriping can be carried out at an auto body shop and this will ensure that the pinstripes are perfect? The main reason to get pinstriping done is to make your bike look great and so that it stands out from the others.

The art of motorcycle pinstriping has been around for many years now and is something that is gaining in popularity with owners of motorcycles. Vehicle pinstriping was first used in the 1950’s as a way of decorating them but has come a long way since then. Certainly those who like to showcase their motorcycle, using motorcycle pinstriping helps with enhancing its appearance.

When it comes to selecting a pinstripe design for a motorcycle one should be looking at one’s own interests. When you know what it is you are going to do you can either by a pre made design stencil or template to use or if you feel able to then you do the pinstripe design freehand yourself.

When it comes to applying motorcycle pinstriping it can be done using a kit or at an auto body shop. The kits contain stencils which ensure that the outline for the design is consistent, and are applied on to the motorcycle using a pinstriping brush and paint. However, most often motorcycle pinstriping is done in auto body shops and the pinstripers will apply a particular design freehand. But whatever method is used the motorcycle pinstriping needs to be applied carefully to ensure that it does add the custom look to the motorcycle you are after.

Along with careful application of the designs, motorcycle pinstriping requires special tools to be used. A pinstriping brush should be used as the primary tool of the application process. The use of this special brush will result in a professional design on your motorcycle even if you create the design at home. The brushes are structured to provide comfort and control as you apply your design.

Another utensil is a pinstriping tool. By using this, motorcycle pinstriping can be applied more thoroughly as it paints the edges of the motorcycle. Also, you can easily paint a single straight line or a set of parallel lines. Both tools will provide neatness and quality to your motorcycle’s design.

There are many great benefits to be had from motorcycle pinstriping. But what is important when applying motorcycle pinstriping is that you make sure you apply the design neatly if you want to create a professional finish. It is going to take a lot of time and practice to create perfect pinstripes, but by mastering this skill using various application methods one is able to create a look to their bike which is completely unique. If you are able to gain an interest in motorcycle pinstriping you will begin to appreciate the beauty of these unique designs.

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Posted by Mark Thompson on September 25th, 2008 No Comments

Date Of First Use Of The Alamo Rental Car Trademark

by Thulas Sukati

Although most people probably don’t even realize it but the Alamo car rental service is one of the most popular. They are highly recommended not only through word of mouth, but on the internet as well. In today’s driving environment, comfort is one of the top requirements especially on long trips and that is where the Alamo car rental service excels. Still, sometimes it is difficult taking someone else’s word for something so the only way you will be convinced is to try the Alamo car rental service yourself.

It is nice to know that your individual needs are looked after in this day and age, and this is where the Alamo car rental company helps by having tailor made services to meet the needs of its many customers. In today’s world we all expect unlimited choice and this is where Alamo excels with a service that can provide almost any type of vehicle you are looking for.

Aside from quality service, Alamo car rental actually prides itself for being able to deliver unbelievably cheaper rates, as compared with their rival car rental services agency, which just goes to show how Alamo car rental has been devoted to its consumer public. The Alamo car rental company is sticking to tried and tested methods to keep it’s customers by giving them a first class service combined with cheap rates. Businessmen are probably the most regular users, collecting their car after an internal flight. They actually provide businessmen an exclusive and unique ‘business travel program’ which obviously is just focused on delivering the needs of valued and busy businessmen.

As with all care rental companies, the Alamo has some specific requirements that have to be met before they part with their vehicles. From the rental companies point of view it is important that they know about the health problems of any of the drivers. Your credit card details will also be necessary, which is basically how you’re planning for Alamo car rental’s excellent service. Proper papers, licenses and identification cards are all required by them.

Actually there are many more items needed of the renter but these are obviously the most essential. I am sure anyone can appreciate the need for this information to be made known ad available to any car rental agency that wants to protect its customer base and assets.

Finding your local Alamo branch is easy because they are listed in the directory or you could search for them online and learn more about the company. The world wide web has made searching for companies like Alamo car rental so much easier as is made up of lists to make finding what you are looking for more convenient. In fact Alamo has ensured that no matter whether you are a loyal customer or someone who has never tried them before, everything has been done to provide an easy way to contact them.

To ensure their service remains first class, Alamo now include many extras as standard in the vehicle fleet so their customers feel that little bit special. Upon request, one may avail of the various “add-ons’ that only Alamo car rental can provide. Whatever you want, in-car entertainment for the kids to satellite navigation, Alamo car rental should be able to provide it. Next time you go to hire a vehicle, think of the Alamo and give them a call, you won’t regret it.

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Posted by Thulas Sukati on September 25th, 2008 No Comments