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The Importance Of Train Horns To Safety

by Yves B. Geller

Train horns have been in use as long as have locomotives. They are used by engineers to alert motorists and pedestrians that the train is nearing a crossing, to inform passengers that the train will be departing the station and of course, to clear animals off of the tracks before a train comes through. Train horns are used by rail company workers during switching operations and when performing track work to let approaching trains know of their presence.

When internal combustion began to power the locomotives, the air horns from trucks were used but were not loud enough to be heard over the powerful diesel engines that the locomotives were using. The truck horn design was then upgraded by the railroad company, using oscillation to push the air through a power chamber and vibrate against a nozzle. The position of the diaphragm will allow more air or less air and the constant oscillation of the diaphragm creates waves of air that causes it to produce the sound of the horn. The North American locomotives that were manufactured before 1990 still used the old manual pull cord technique that was known as feathering, which just meant modulation was possible for the horns loudness. During the 1990s locomotive began using pushbutton controls and a pedal was built into the cab below the floor and when the pedal was pressed, it sounded the train horn.

In the past few years, train horns have become a sort of fad with many vehicle customizers for their own personal trucks and vans. Train horns are not manufactured for private use because people know that when they hear one there is usually a train coming, and if a train horn is used in normal traffic it tends to cause accidents, and in many places, it is against the law to operate a train horn. Train horns themselves have even come under scrutiny as some communities have developed quiet zones, and the engineers were instructed only to sound the horns in case of an emergency. Because of these laws, many automobile and pedestrian accidents have happened. With the speed of a train, and the amount of weight behind the engine a train hitting and automobile is like a truck running over an aluminum can, the can will be flattened.

The patterns to the sounds of train horns have different meanings depending on the rail company, as well the country.

In the U.S., the standard signal given by train horns at a crossing is two long horn sounds, followed by one short and one long. This pattern is repeated until the train has passed the crossing. In Florida, there was a ban on the use of train horns in many locales; however, this ban was lifted in only a few years because of the greatly increased rate of train accidents.

Even though a lot of people find the sound of a train horn to be an imposition, they have an important safety function and can save lives. Because of this, it is likely that quiet zones will become less and less common as more people understand the important function performed by train horns.

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Posted by Steven Clayton on October 29th, 2008 No Comments

Car Insurance

by Steven A. Smaldery

Car insurance is one of those things that you pay but don?t think much about, unless you need it. Nevertheless, do most people know what they bought or whether they got the best price? Absolutely not! You can protect yourself from fast talking agents if you know a little about car insurance and what to look for in a policy.

The minimum coverage required by the states varies, and so do some wording in the no-fault insurance states but the concepts are the same everywhere.

The most important part of your car insurance policy is the first section, which covers your automobile itself. This part includes two subsection; collision and comprehensive coverage. Collision is meant to cover those situations where a tree “jumps right in front of you” while driving and those unfortunate incidents when another driver thoughtlessly places their car in the path of yours. Comprehensive covers a lot of things: hail damage, theft and so on.

The second part of your policy covers liability - the damage done to another car when you are at fault in an accident. This coverage is shown in numeric terms, such as 25/50/10 (this means that your insurance company will cover up to 25,000/person and 50,000/accident - the 10 means your insurance company will cover 10,000 in property damage/accident.)

Medical coverage protects everyone involved in an accident, regardless of who was at fault in the accident - this part of your policy even covers you if you are hit while walking! Medical coverage will cover you of you don’t have health insurance and will also cover the costs which your health insurance does not cover.

There will also generally be coverage in your policy to account for uninsured and underinsured drivers, which covers you if someone with no (or inadequate) coverage hits your car. This part of the policy also covers hit and runs, Towing coverage can also be added to your policy if you opt for liability as well as comprehensive and collision coverage for a low fee.

Keeping a few simple rules in mind can save you a lot of money on car insurance:

1. When it is time to renew your policy, get a variety of quotes and compare the prices. You can do a comparison of rates on many websites - however, look for quotes on insurance with the same coverage as you have now.

2. See if your home insurance company offers a discount for buying your car insurance from them as well.

3. Ask if there are any available discounts. You may be able to get discounts if you are a young or higher risk driver, such as a young person or student. These discounts may be dependent on keeping up good grades or taking driving courses.

4. Make sure that you really need to cover your car. If you don’t have a loan on the car, you might find it cheaper to just let the comprehensive and collision part of your policy go. Compare the payments you will receive if the car gets totaled against the Kelly blue book value - If this amount is less than two years of your monthly premium, you may want to drop this coverage and use the savings for a newer vehicle. However, don’t be cheap when it comes to liability coverage; it is well worth the cost.

5.Consider getting a beater. These older cars are great for commuting to work and other short trips. Carry only liability insurance for this car and save your good car for special purposes. Carry full coverage on the good car and save wear and tear.

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Posted by Steven Clayton on September 27th, 2008 No Comments

Train Horns 101

by Yves B. Geller

Have you ever wondered where exactly that high lonesome sound you can hear sometimes at night comes from? Obviously it’s a train horn - but are you curious about where that horn came from? There is so much lore, including many songs which have been created around the sound of a train horn as they speed down the track. Train horns managed to capture the collective imagination in a way that train whistles never quite succeeded in doing.

Over the years there have been many manufacturers of train horns. The following are the main ones:

Gustin Bacon Manufacturing Company - This company was manufacturing air horns for trains up until World War II.

The American Strombos Company - Based on a truck horn, the Strombos horn was in use on early locomotives.

Westinghouse Air Brake Company - Also known as WABCO, Westinghouse was the first to make air horns designed specifically for use on trains, back in 1910.

As well as these companies the following are also credited with making horns for the trains. The history of the two giants who took the lead in the air horn industry and remain there today, begin with the company originally known as AMCO.

The man credited with creating the earliest air horns for trains, both the five and six chime types is Robert Swanson. Tese horns started as a hobby while he was employed by the Victoria Lumber Manufacturing company in the 1920s. Working together with Ernie Canon, George Challenger and Bill Piercy, he founded the AMCO (Airchime Manufacturing Company) in 1949. The H5, one of Swanson’s invention was the first multiple chime air horn to be used on trains - and it was a big hit with the public!

Choosing two markets for the horn, Nathan of New York for the American licensee and Hyson of New England, the Airchime Company took off thus, the name Nathan Airchime which is seen on the US horns. Undoubtedly the best model horn, which was Swanson?s final creation, is the model K. Dubbed the best liked and used horn it is at present the chief horn used by American railroads. This is the horn that is used to replace Leslie and Prime horns as they become unusable.

The founder of the Leslie Corporation, John Leslie, which was formed in the 19th century, was a manufacturer of many steam parts, not only for trains but ships as well. In the 1930s, John Leslie started making air horns for the railroad. Buying the rights of the Tyfon series, from Sweden, the production of the Tyfon A-200 became one of the best sellers This was the horn used by most trains of every type until the Airchime became a hot item about 1950.

Train horns are not just for trains. Did you know there are people who are either installing these horns on their vehicles, mostly trucks, or finding someone to install them? The problem this creates is wanting to use them. Because they are so loud, they could be responsible for accidents if used in traffic. So most people are putting them on to play with or just for show.

So the next time that you hear a train passing in the night, take a minute and reflect on these horns and how they were created. You’ll hear this truly unique sound and maybe, just maybe whisper a quick thank you to those who made this sound possible.

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Posted by Steven Clayton on September 15th, 2008 No Comments

What to look for in a Reliable Car Insurance Company?

by Steven A. Smaldery

It is difficult to choose a car insurance company because of the large amount of them available. The company needs to be available to file claims and take care of other needs as they arise. The needs that customers have are met by reliable car insurance companies. There are things to consider when making the decision of a car insurance company. You will have to keep a number of things in mind to make the final decision.

Customer Service

You want to take a look at the customer service provided by the company before deciding to use their services. A car insurance company that does offer an adequate amount of customer service is the last thing you need. If you have friends and family that have experience using a company ask them about the customer service provided. To see if many complaints have been filed against the company you can check with the Better Business Bureau to learn about the customer service. Finding out if the company is reliable and offers top of the line customer service is something this will help with.

Are they financially sound?

If you are looking for a company to provide auto insurance that is going to be reliable it is vital to look at the financial stability that the company has. The Standard & Poor’s rating is a place where this information can be easily found; it will help to get a look at the financial situation of the company that is being considered. Filing a claim and discovering there are not adequate funds available to pay it by the company is not a situation that you want to find yourself in. Don’t go with a company that has a Standard & Poor’s rating lower than a BBB and you should be sure that they are sound financially.

Do a rate comparison

Another aspect to look at is the cost of the coverage you require. How does the cost of coverage reflect the reliability of a company? Competitive prices are offered by companies that are going to be reliable and offer incredible service. When the prices of a company are drastically higher than those of others you have to wonder what the reason is. Price is an important consideration in making this decision.

Three of the most vital things to consider when seeking car insurance are here. Looking for superior customer service, financial stability and competitive rates will ensure you find a reliable company to meet your needs.

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Posted by Steven Clayton on September 1st, 2008 No Comments